10611 Bergamot
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10611 Bergamot

D

San Diego, CA 92126

$1,899,900

Beds

4

Baths

4.5

Sqft

2,771

Year Built

2022

Days on Market

9

Property Type

Single Family

HOA/mo

$303.5

MLS ID

260012679SD

This property is in San Diego (92126). View neighborhood stats →

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About This Property

Exceptional 4-bed, 4.5-bath, spacious loft, Californina room, 2771 sq ft luxury home of beautifully designed living space in the highly sought-after 3Roots Community! Thoughtfully crafted for today’s ideal work-life balance and wellness-focused lifestyle, this newer construction home blends sophisticated modern design with warmth, comfort, and everyday functionality. Filled with natural light, the open-concept floor plan showcases refined real hardwood flooring, elegant modern tile, designer finishes, and premium upgrades throughout. Gourmet chef’s kitchen, featuring high-end appliances, quartz countertops, oversized island, sleek cabinetry, walk-in pantry, and abundant storage. Expansive sliding glass doors open seamlessly to the California room, with fireplace and TV, creating the ultimate indoor-outdoor San Diego lifestyle. A highly desirable first-floor bedroom suite, with ensuite bathroom. Upstairs, spacious loft offers the perfect bonus space for a media room, study area, or relaxing retreat. The luxurious primary suite is a true sanctuary featuring a spa-inspired bath, elegant designer tilework, opulent soaking tub, dual vanities, and generous walk-in closet. All four bedrooms are suite-style, each with its own ensuite bathroom. A private powder room located just off the main hall. Location! Location! Location! Conveniently located near UTC, UCSD, beaches, golf, dining, and major biotech and tech campuses. Enjoy resort-style living with pools, cabanas, spa, saunas, miles of trails, parks, children playgrounds, and state-of-the-art athletic center/health club with several work-out classes throughout the day. Rarely does a home offer this level of luxury, comfort, and healthy lifestyle living in one of San Diego’s premier communities. Don’t miss this extraordinary opportunity - this stunning home will sell quickly! ••• Calling all VA finnacing buyers - you can assume the existing VA loan with incredible low rate 2.25% ***

Mortgage Calculator

Est. Monthly Payment

$12,364

Principal & Interest$9,607
Property Tax$1,900
Insurance$554
HOA$304
%($379,980)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,851
Monthly Cashflow

Rent − PITIA

$-7,513
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,212

Mortgage (P+I)
$9,607
Cap Rate
-0.38%
Cash-on-Cash
-32.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$18,114

NOI (Annual)
$-7,265
Price-to-Rent

Lower = better for investors

32.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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