10424 Southern Pine Pl
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10424 Southern Pine Pl

D

Scripps Ranch, CA 92131

$1,750,000
NEW — 4d

Soft Appraisal Value: $1,805,700 · 3.1% below estimate

Beds

5

Baths

3

Sqft

3,037

Year Built

1983

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013130SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

The lowest priced 5-bedroom home in Scripps Ranch. Tucked on a quiet dead-end street with no through traffic — and priced for the buyer who wants to put their own stamp on a home with exceptional bones in a premier location. One of those bedrooms is on the lower level, perfect as a guest room, home office, or multigenerational suite. Step through the gated entry to mature tropical landscaping and soaring vaulted ceilings. The formal living room anchors the main level with a dramatic ornate stone fireplace and hardwood floors. A formal dining room with contemporary chandelier abuts a traditional wet bar. The remodeled kitchen stuns with quartz countertops, a peninsula with breakfast bar, triple pendants, and built-in stainless oven and microwave. The open-concept family room adds a second fireplace and a wall of sliders to the backyard — light pours in. Upstairs, the primary suite offers vaulted ceilings, a sitting area, a third fireplace, and garden views. The ensuite bath features a soaking tub, glass-enclosed shower, dual vanities, and arched window. Three additional bedrooms upstairs share a hall bath with dual sinks. Heart of Scripps Ranch — Miramar Ranch Elementary, just a stroll away. A few steps further and you're at Lake Miramar walking trails and Scripps Miramar Ranch Library. All the community resources, easy freeway and retail access without the bustle.

Mortgage Calculator

Est. Monthly Payment

$11,109

Principal & Interest$8,849
Property Tax$1,750
Insurance$510
%($350,000)
%

Location

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Investment Score

10D
Est. Monthly Rent
$6,671
Monthly Cashflow

Rent − PITIA

$-4,438
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,431

Mortgage (P+I)
$8,849
Cap Rate
0.97%
Cash-on-Cash
-25.48%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$16,321

NOI (Annual)
$17,020
Price-to-Rent

Lower = better for investors

21.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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